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Let’s Help Make
Your Dreams a Reality

You have big plans for your future and we have the financial know-how to help get you there. Let us help you:

Set A Financial Foundation
Pursue Lifelong Goals
Establish Financial Stability
Maximize Your Retirement

We’re Invested in You

Our team takes an honest, proactive approach to pursue your financial objectives. We’ll help you feel confident in making the right decisions regarding you, your family, and your business.

Create a Financial Plan

Keeping your assets and risk tolerance in mind, we’ll create a plan that works towards your goals and tweak it as they change.

Manage My Investments

You’ve worked hard for your money. Now let’s make sure it works even harder for you.

Budget and Reduce Debt

We’ll give you the tools you need to stay on track with spending, reducing debt, and taking charge of your overall financial health.

Plan for
College

Whether you’re furthering your career goals by going back to school or helping finance your children or grandchildren’s futures, we’re here to help.

Plan for Retirement

From covering your day-to-day expenses to checking off goals on your bucket list, we’ll help you create the retirement you’ve dreamed of.

Meet Your Team

We are passionate about using our years of experience to provide investment strategies personalized for where you are in life, whether you’re just starting out or nearing retirement. Get to know a little more about our experience and how we can help you set your financial future.

 

Get To Know Us

What Our Clients Think

Karl W.
20:14 30 May 25
I've used Gardner Financial Planning for over a dozen years. Members of my family used it prior to that. Their guidance with my retirement investments has been extremely helpful. I would recommend them to anyone seeking financial advice.
Patricia M.
18:16 08 May 25
I have worked with Tim Gardner for over thirty years. I was widowed at a young age, and Tim helped me through the rough years, and guided me toward a successful retirement. I appreciate his frequent calls and his sound financial advice. The addition of Nicole is a bright light towards a secure future.
They are trusted advisors, and they have become friends.
Pat Myers
Kenneth L.
23:51 05 May 25
I want to start by saying that I know nothing about investing. I met Tim over 25 years ago. He combined my 401 plans from 2 companies into one IRA for me. I trusted him to invest for me and he has done a great job at it. He kept his eye on my account and would call me if he thought a change was in my best interest. He explained why in plain English that even I can understand. He has my total trust and keeps me informed on how my account is performing. He is always available if I have a question or two. Everyone in the office is also helpful. He gets my 5 stars.
marian M.
19:16 02 May 25
Have worked with Tim for several decades. He is very knowledge and professional. Whenever he makes a recommendation for a change in my portfolio, he provides a sound rationale that I can understand. He always returns my calls in a timely manner. I would not hesitate to recommend GFP to my friends or those looking for a great, ethical person to work with.
Carlo
19:10 01 May 25
We have been with Gardner Financial Planning for several years. We began with Tim after the Great Recession in 2007. I had retired from my job and my wife and I decided we needed to find a Financial Planner. After doing some research and a meeting with Tim we decided Gardner Financial Planning was the right fit for us. They are easy to work with, very professional, knowledgeable and above all ethical. We are very pleased with how our portfolio has been handled over the years.
Flossie I.
19:21 29 Apr 25
We have worked with Gardner Financial Planning for many years, ever since a colleague recommended Tim. We are so thankful for the attention and patience, especially during difficult economic times. I cannot imagine a more ethical and knowledgeable firm.
Janice J.
16:34 29 Apr 25
I always feel better informed after talking to Tim. He answers all my questions and concerns in a clear and concise manner. The office is always accessible when I need help with my accounts. I highly recommend Gardener Financial to all my friends.
Helen H.
02:01 29 Apr 25
Their professionalism combined with kind interpersonal communication is exceptional. The focus on short and long term goal setting that aligns with our retirement plans is exactly what our family needs. Highly recommend.
Shirley R.
21:02 28 Apr 25
Extremely satisfied with the professionalism everyone at Gardnner Financial Planning provides. They are prompt in reaching out to respond to any issues or questions that may need addressed. Highly recommend them.
Anita B.
20:45 28 Apr 25
I was referred to Tim from a very trusted friend of 30+ years. Tim and Nichole are very thorough and extremely patient and I couldn’t be any happier with our progress.
Take the Next Step Your path to financial freedom starts here.
  1. 1 Schedule A Consultation.

    We’ll get to know you and your financial objectives to figure out where to go from here.

  2. 2 Meet With Us.

    Together we’ll work towards a plan that is customized to your personal needs.

  3. 3 Move Toward Financial Success.

    As life changes, we’ll adjust your strategy to help match your new life situation.